As working moms who are expert finance pros, we know what it’s like to build a business that supports your goals, your team, and your family.
At Sum of All Numbers, we help you understand what matters in the numbers, manage your cash flow, and make confident decisions that move your business forward.
Experienced Fractional CFOs Who Align Your Finances With Your Vision
What is a Fractional CFO?
A fractional CFO gives you the strategic leadership of a full-time CFO—without the full-time cost. And at Sum of All Numbers, we go further.
You get more than just numbers. We are your financial partner bringing clarity, accountability, and behavior-driven strategy to your business - along with the real life know.
Managing cash flow
Forecasting & Scenario Planning
Preparation for audits or raising capital
Financial systems
Strategic Analysis
We partner with you to make smart moves at the right time.
Our clients are $1M+ businesses led by job creators, community builders, and legacy-minded founders. We’re proud to be the financial team behind their impact.
Why Our Fractional CFOs are Different
Free Guide: Does My Business Need a Fractional CFO?
Not sure if it’s time to bring in a Fractional CFO? This free guide breaks down what a CFO actually does, how to know if your business is ready, and what to expect from a strategic financial partner.
We’ll walk you through key signs, common myths, and real-world benefits so you can make a confident decision about your next financial move.
Financial Modeling Built for Your Business
Our Profit First Master-Certified team designs financial models that fit your business, so you can make confident decisions that support what matters most.
- Fuel growth with smart spending – e.g., know how much you can safely invest in marketing.
- Spot risks before they become problems – e.g., model the impact of a sales dip and plan your moves in advance.
- Boost profits with better systems – e.g., implement job costing, 12-month cash flow forecasts, and streamlined A/R.
- Plan for the life you want – e.g., prep for your next hire or map out your path to step back in 2 years.
Strategic Capital Growth
Raising capital requires a clear, strategic approach and bullet-proof numbers. We help you plan and execute fundraising initiatives efficiently.
Secure the funding you need to grow confidently
Receive accurate financial reports and tailored funding strategies
Optimize your capital mix for every stage of your business journey
Thoughtful Exit Planning
Planning your business exit is about preserving value and ensuring a smooth transition when the time comes. We work with you to create a roadmap that respects your goals, legacy, and family priorities.
Maximize the value of your business before exit
Protect your company through every step of transition
Create potential income opportunities as you move toward retirement or a new venture
What does working with a fractional CFO really look like?
→ For a construction firm client, we reworked their materials budget, freeing up $120K annually for hiring and equipment upgrades.
Focus of work: Allocating spending wisely to avoid costly surprises
→ For a marketing agency client, we built a model that revealed exactly what they needed in average client value to reach the owner’s income goals.
Focus of work: Clarifying owner income goals and building a pricing and revenue model
→ For a real estate developer, we implemented Profit First — eliminating the overdrafts that had been funding remodels and enabling consistent, on-time payroll for their growing team.
Focus of work: Stabilizing cash flow to support growth and team reliability
FAQ
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A Fractional CFO provides high-level financial leadership tailored to your business needs. They help with forecasting, cash flow management, strategic planning, and financial decision-making without the cost of a full-time CFO.
Learn more about the role of a Fractional CFO → -
Readiness depends on reliable bookkeeping, willingness to shift your financial habits, and the ability to invest time and resources into the partnership. It’s important to have solid financial basics in place first.
Find out how to know if you’re ready → -
Common signs include rapid growth, complex decision-making needs, hitting revenue milestones without expected profit, and wanting better financial clarity and systems.
Explore when to hire a Fractional CFO → -
Clear purpose alignment, open team collaboration, technology integration, defined roles, and treating your CFO as a strategic partner will unlock the full benefits.
See our guide to maximizing your CFO partnership →
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Fractional CFOs offer strategic expertise at a lower cost, flexibility to scale with your business, and specialized knowledge for key growth phases without the full-time commitment.
Read about the benefits of a Fractional CFO → -
Businesses experiencing growth, facing complex financial decisions, or needing strategic insight without the cost of a full-time CFO typically gain the most value.
Learn more about who benefits most → -
Most partnerships include regular meetings—monthly or biweekly—plus quarterly strategy sessions to review goals and forecasts. Clear communication cadence is key for success.
Discover best communication practices → -
Expect honest, actionable advice that challenges assumptions when needed and focuses on building sustainable financial habits and long-term growth strategies.
Read about CFO guidance and coaching →
Let’s talk about how our Fractional CFOs can help you lead with the numbers and grow with intention - all with the well-being of your family in mind.